.panel {
  margin-bottom: 5px;
  background-color: #fff;
  border: 1px solid transparent;
}
.panel-body {
  padding: 5px;
}
.panel-heading {
  padding: 0px;
  border-bottom: 1px solid transparent;
}
.panel-heading > .dropdown .dropdown-toggle {
  color: inherit;
}
.panel-group {
  margin-bottom: 20px;
}
.panel-group .panel {
  margin-bottom: 0;
}
.panel-group .panel + .panel {
  margin-top: 5px;
}
.panel-group .panel-heading {
  border-bottom: 0;
}
.panel-group .panel-heading + .panel-collapse > .panel-body,
.panel-group .panel-heading + .panel-collapse > .list-group {
  border-top: 1px solid #ddd;
}
.panel-group .panel-footer {
  border-top: 0;
}
.panel-group .panel-footer + .panel-collapse .panel-body {
  border-bottom: 0px;
}
.panel-default {
  border-color: #FFFFFF;
}
.panel-default > .panel-heading {
	background-color: #FFFFFF;
  	border-color: #ddd;
  	font-family:Arial, Helvetica, sans-serif ;
	font-size: 16px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #000000;
	text-decoration: none;
}

.panel-default > .panel-heading + .panel-collapse > .panel-body {
  border-top-color: #ddd;
}
.panel-default > .panel-heading .badge {
  color: #f5f5f5;
  background-color: #333;
}
.panel-default > .panel-footer + .panel-collapse > .panel-body {
  border-bottom-color: #FFFFFF;
}

.faqhead {	
 	font-family:  Arial, Helvetica, sans-serif ;
	font-size: 16px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #000000;
	text-decoration: none;
}
a.faqhead:link {
 	font-family:  Arial, Helvetica, sans-serif ;
	font-size: 16px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #0033FF;
	text-decoration: none;
}
a.faqhead:visited	{	
 	font-family:  Arial, Helvetica, sans-serif ;
	font-size: 16px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #0033FF;
	text-decoration: none;
}
a.faqhead:hover	{	
 	font-family:  Arial, Helvetica, sans-serif ;
	font-size: 16px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #006699;
	text-decoration: none;
}
a.faqhead:active	{	
 	font-family:  Arial, Helvetica, sans-serif ;
	font-size: 16px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #0033FF;
	text-decoration: none;
}